Quick reference
Effective Date: March 11, 2026
Company: CRESPIRE (Creatively Inspire Pte Ltd)
Website: bulabudget.com
Support email: bulabudget@crespire.com
BulaBudget
Clear money decisions.
Legal
Privacy Policy
Effective Date: March 11, 2026
This page explains, in plain language first and legal detail second, how BulaBudget handles your data and where to ask questions if anything feels unclear.
Plain-language summary
- Your financial data belongs to you.
- We do not sell, rent, or trade your personal data.
- You choose what financial data you add to BulaBudget.
- You can export or request deletion of your data when you no longer want to use the service.
- Questions? Email the support team at bulabudget@crespire.com.
1. Introduction
BulaBudget is developed and managed by CRESPIRE (Creatively Inspire Pte Ltd), a company registered in Fiji.
This Privacy Policy explains how we collect, use, store, and protect your information when you use BulaBudget.
We are committed to protecting your privacy and handling your data responsibly in accordance with the laws of the Republic of Fiji.
By using BulaBudget, you agree to the practices described in this Privacy Policy.
2. Information We Collect
We collect only the information necessary to provide and improve the service.
A. Account Information
When you register, we may collect:
- Name
- Email address
- Country
- Encrypted password
- Subscription status
B. Financial & Usage Data
When you use BulaBudget, you may enter:
- Income details
- Expense details
- Categories and keywords
- Bank/account names (if manually entered)
- Budget plans
- Notes
This data is stored securely and used only to provide the budgeting functionality of the platform.
C. Technical Information
We may automatically collect:
- IP address
- Device type
- Browser type
- Log data
- Captcha or abuse-prevention verification signals used to protect public forms
- Session activity for security purposes
3. How We Use Your Information
We use your information to:
- Create and manage your account
- Provide budgeting and financial tracking features
- Process subscription payments
- Improve system performance and user experience
- Reduce spam, automated abuse, and fraudulent sign-up activity
- Detect fraud, abuse, or unauthorized access
- Comply with legal obligations
We may use anonymized and aggregated data to analyze usage patterns and improve the product. This data does not identify you personally.
4. Data Ownership
You own the data you upload.
BulaBudget does not claim ownership over your financial information.
By using the service, you grant us permission to process and store your data strictly for:
- Delivering the service
- Maintaining system security
- Improving the product experience
5. Data Sharing
WE DO NOT SELL, RENT, OR TRADE YOUR PERSONAL DATA.
We will never share your personal or financial data with third parties unless:
- Required by law
- Required by a lawful court order
- Necessary to protect legal rights or prevent fraud
We use trusted third-party providers (such as hosting providers and payment processors) to help operate and deliver BulaBudget.
We may also use captcha or similar abuse-prevention providers to protect registration, waitlist, and password reset requests from spam or automated misuse.
These providers may process limited information only as necessary to provide their services, such as hosting the platform or processing payments.
While we do not control their internal systems, we take reasonable steps to choose reputable providers and configure our systems to reduce data exposure and keep your information as secure as reasonably possible.
6. Data Security
We implement reasonable technical and organizational security measures, including:
- Encrypted passwords
- Secure server infrastructure
- Controlled database access
- Role-based administrative access
- Secure payment gateway integration
While we take reasonable steps to protect your information, no system is 100% secure. You are responsible for keeping your login credentials confidential.
7. Data Retention
We retain your data for as long as:
- Your account is active
- Necessary to provide the service
- Required by law
When you delete your account:
- Your data will be permanently removed from active systems within a reasonable timeframe.
- Backup copies may remain temporarily as part of routine system backups.
- Minimal records may be retained where legally required.
8. Your Rights
You have the right to:
- Access your data
- Update or correct your data
- Delete your data
- Delete your account
- Stop using the service at any time
If you require assistance with data access or deletion, you may contact us directly.
9. International Users
BulaBudget is based in Fiji.
If you access the service from outside Fiji, you understand that your data may be processed and stored in Fiji or in secure hosting environments used by us.
By using the service, you consent to this transfer.
10. Cookies & Tracking
We may use cookies or session storage for:
- Authentication
- Security
- Improving user experience
We do not use cookies for selling advertising data or cross-platform behavioral tracking.
11. Children’s Privacy
BulaBudget is not intended for individuals under the age of 18.
We do not knowingly collect personal information from minors.
12. Changes to This Policy
We may update this Privacy Policy from time to time.
If significant changes are made, we will notify users via:
- Platform notification
Continued use of the service after updates constitutes acceptance of the revised policy.
13. Contact Us
For privacy-related questions or concerns:
CRESPIRE (Creatively Inspire Pte Ltd)
Fiji